Before you start
Use movement review when you want to understand why net worth changed. Movement can come from market prices, FX conversion, imported rows, manual value edits, quantity changes, debt balance updates or missing historical metadata. Do not assume every change is investment performance.
Detailed steps
Start with the current balance sheet
Open Net Worth and read current net worth, assets and liabilities first. Movement only makes sense once you know the current endpoint. If the current total looks wrong, fix the records before explaining the change.
Read composition before assigning a cause
Use the cockpit overview to understand whether the portfolio is dominated by assets, debts, real estate, public markets, cash or currency exposure. The biggest category usually deserves the first movement check.
Check the largest records first
Open Largest positions and identify which rows are large enough to explain a meaningful change. A small holding rarely explains a large net-worth movement; a property, private asset, broker import or debt update often can.
Open the underlying record when evidence is needed
Open Details for any contributor that looks material. Check current value, currency, valuation date, method, quantity, cost basis, debt balance and source. If the record changed manually, use notes to explain why.
Field guide
The time range you are comparing.
Use the same period when comparing multiple portfolios.Change caused by price movement for market-tracked holdings.
Requires reliable ticker, quantity and quote data.Change caused by currency translation.
Do not treat FX as underlying asset performance.Change caused by a saved value or record update.
Use notes so future movement is understandable.Change caused by committed statement rows.
Check duplicates and active portfolio before relying on imported movement.Change caused by liability balance or term updates.
A debt increase reduces net worth; a payoff can increase it.The app cannot fully explain the old state.
Treat it as a data-quality limitation.Decision rules
What it adds
- Explains why net worth changed instead of showing only a new total.
- Helps separate market movement from manual record changes.
What it does not do
- Attribution needs usable historical snapshots and metadata.
- Some legacy or encrypted Held Away movement cannot be explained server-side.
Common mistakes
What to check
- Do not infer precise causes when the app labels history unavailable.
- Check whether a manual edit happened near the movement period.
Calling every movement investment performance.
Ignoring FX translation for foreign assets.
Forgetting that a manual property value edit can dominate movement.
Treating imported duplicate rows as real growth.
Ignoring debt balance changes when assets are unchanged.
Forcing a precise explanation when historical metadata is missing.
Skipping notes after correcting a value.
After you save
- Open the largest contributors before explaining movement to someone else.
- Correct duplicate imports or wrong currencies immediately.
- Add notes when a manual value change needs context.
- Open Capital Review if movement exposes stale values or concentration.
- Use Forecast only after current values and debts are credible.
- Preserve source documents for material changes.