Before you start
Use Capital Review after your main records are in place. It helps you find portfolio checks that need attention, such as concentration, liquidity, currency exposure, stale values or missing data. Treat each check as a prompt to review evidence and make a decision, not as automatic advice.
Detailed steps
Open Capital Review from Net Worth or the sidebar
Start from the dashboard prompt or the Capital Review item in the sidebar. The count tells you how many checks currently need attention in the visible portfolio. Open the queue before relying on the dashboard for decisions.
Check the open, deferred and reviewed counts
The top of Capital Review shows how many checks are open, deferred or reviewed. Open means you should look at it now. Deferred means you chose to revisit it later. Reviewed means you recorded that the issue was considered.
Select one review item
Click one check in the queue. The detail panel changes to that exact issue, so you can focus on one trigger, one explanation and one next action at a time. Do not mark several checks reviewed just because the list looks familiar.
Read why the check triggered
Read the trigger, target, recommended action and next steps before doing anything. The trigger explains what Capitelist found in your data. The recommended action explains what you should verify, not what you are forced to do.
Open affected records when a check lists them
Use Details to inspect the asset or liability that caused the check. Confirm value, currency, liquidity, debt link, source note and date before deciding whether the review item is valid. If the record is wrong, fix the record first.
Add a note before closing the loop
Use the note field to record what you checked, what evidence is missing, or why the exposure is acceptable. A useful note should help you understand the decision later without reconstructing the whole review.
Defer only when you need to come back later
Choose a defer window when the check is real but cannot be resolved now. Deferred checks are hidden until the selected date and can return if the portfolio still triggers them. Do not use defer to hide a problem indefinitely.
Use Investment Plan for allocation work
If the review item requires a deliberate change, such as improving liquidity, reducing concentration or researching a hedge, open Investment Plan. Capital Review identifies the work; Investment Plan is where you structure a possible action.
Field guide
Checks currently waiting for your attention.
Review these before relying on the portfolio for decisions.Checks you postponed until a later review window.
Use a real reason and a realistic date.Checks you have considered and closed for now.
Only mark reviewed after you understand the trigger.The benchmark or review policy used to trigger checks.
If targets are wrong, adjust settings before judging the result.The data point that caused the review item.
Compare it with the source records before acting.The next practical thing to verify or decide.
Treat it as review guidance, not automatic advice.Records contributing to the trigger.
Open each material record when the issue depends on value, liquidity or currency.Your review rationale or follow-up context.
Write enough context that the next review is faster.Decision rules
What it adds
- Focuses attention on what needs review now.
- Separates data hygiene from investment recommendations.
- Creates a repeatable review cadence for the portfolio.
What it does not do
- Review items are decision support, not professional advice.
- The queue depends on current data quality and configured thresholds.
- Resolved does not mean permanently solved; future data can reopen issues.
Common mistakes
What to check
- Do not defer critical liquidity or valuation gaps indefinitely.
- Open affected records before acting on a recommendation.
- Treat benchmarks as defaults that should match the owner's actual profile.
Marking reviewed without opening the affected records.
Treating a review item as a trade recommendation.
Deferring the same issue repeatedly without adding evidence or a decision note.
Ignoring Held Away status when private assets would materially change liquidity or exposure.
Changing target settings only to make warnings disappear.
After you save
- Return to the Open tab and confirm the queue reflects your action.
- Open Net Worth if the review led you to edit assets, debts or liquidity.
- Open Investment Plan when the review requires allocation or research work.
- Revisit deferred checks when they return instead of assuming the issue resolved itself.